To be eligible for a loan, you should have a minimum monthly salary of ₹15,000. This ensures you have the financial capacity to manage repayments comfortably.

As a salaried applicant, you’ll need to provide:

• Identity Proof: PAN Card
• Address Proof: Aadhaar Card, Passport, or Utility Bills
• Income Proof: Recent salary slips and bank statements

These documents help us verify your identity, residence, and financial stability.

Eligible salaried individuals can apply for loans ranging from ₹50,000 to ₹500,000. The exact amount approved depends on your income, credit history, and existing obligations.

A CIBIL score of 700 or above is generally preferred. However, we also consider applications with lower scores by evaluating other aspects of your financial profile.

Once your application is approved and documentation is verified, the loan amount is typically disbursed to your bank account within 24 to 48 hours.

1. Online Application: Visit our website and fill out the application form with your personal and financial details.
2. Document Submission: Upload the required documents for verification.
3. Approval & Disbursal: Upon successful verification, you’ll receive the loan agreement. Once accepted, funds are transferred to your bank.

Our process is largely digital. In certain cases, a brief in-person verification may be required to ensure all details are accurate.

Yes. Approval depends on your current income, existing loan repayments, and overall creditworthiness.

Missing a payment may result in late fees and can negatively impact your credit score. If you’re facing difficulties, contact our support team promptly to discuss possible solutions.

We offer flexibility to prepay without additional charges. Early repayment can help you save on interest costs.

Our personal loans offer flexible repayment tenures ranging from 12 to 60 months, so you can choose a plan that fits your finances.

Rates depend on your credit score, income, loan amount, and tenure. A higher credit score and stable income generally secure more favorable rates.