Loan Application
Apply in Just a Few Steps!
Submit Your Loan Application and Get the Funds
You Need Without Delay
Minimum Salary Required is ₹15,000.
Only for salaried people
We provide loans to salaried professionals only.
**Minimum Salary Required is ₹15,000.
Only for salaried people
Rate & Charges
- Minimum Loan Amount - ₹5000/-
- Maximum Loan Amount - ₹1,00,000/-
- Tenure - 61 to 365 Days
- Processing Fees - 5% to 8% of Loan Amount
Rate & Charges
- No pre-closure charges
- No pre-payment charges
- ROI (Rate of Interest) 0.8% Daily
- APR (Annual Percentage Rate) @240% to 365%
- Check Bounce Charges: ₹1000/-
How is APR determined?
Annual Percentage Rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. But we have a fixed APR which is same for all.
Working of Our Rates and Fees
APR reflects the true rate of borrowing money. It includes the annual interest rate, a nominal processing fees and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual cost of your loan that helps you compare various loan offers from different lenders. We have a fixed APR 240% to 365% per annum
How does it works?
Enter the details
- Name
- Email Address
- Mobile Number
Send Your Documents
- Aadhar Card
- PAN Card
- Salary Slip
Approval & Disbursal
- Get the approval
- Disbursal in a few hours
- Repay the loan as per the tenure
Eligibility Criterion
- Interest Rate: 9.9% p.a. onwards
- Loan Pre-Closure Fee: Nil
- Loan Amount: Starting from ₹5000
- Loan Tenure: 61 days to 365 days
Our Rates & Fees
- Resident of India
- Salaried
- Age 21 to 55 Years
- Bank Account Holder
Documents Required & Eligibility Criterion
Eligibility Criterion
- Filled Loan Application
- Identification Proof (PAN Card/Aadhar Card/Voter ID/ Driving Licence/ Passport)
- Residence Proof (Passport, Driving Licence, Voter ID, Postpaid/Landline Bill, Utility Bill)
- Bank Statements (6 Months Bank Statements)
- Income Documents (Last 3 Months Salary Slips)
- Applicants must have worked in a company for atleast 6 months
Documents Required
- Indian Citizen
- Employment Salaried Employee
- Age - 21 years and above
- Savings Bank Account Holder
- CIBIL Score of 680 and above
- Consistent Monthly Income of ₹35,000/-
Monthly Payment Example
| Loan Amount | APR | Tenure | Interest | Interest Amount | Processing Fee % | GST (Processing Fee) | Net Disbursed Amount | Total Repay Amount |
|---|---|---|---|---|---|---|---|---|
| ₹15,000 | 375% | 61 Days | 1% | ₹4,500 | 10% | ₹270 | ₹13,230 | ₹19,500 |
