About Us

Elevate Your Financial Journey with Our Acclaimed Loan Services

Get the financial support you need to achieve your goals with our flexible loan services. Our personalized approach and competitive terms will help you unlock new opportunities, whether you're looking to advance your career, pursue a new passion, or simply take control of your current finance problems. With our Short-term loan services, you can borrow with confidence and start building the future you want, today!

How Much You Need

Rs 50,000 Rs 500000
6 Months 60 Months
1% 15.0%

Pay Monthly

Rs 3833

Total Pay Back

Rs 46000

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Rates & Charges

Minimum Loan Amount

Rs. 50,000 /-

Maximum Loan Amount

Rs. 5,00,000 /-

Tenure Months

06 Months to 60 Months

Processing Fee

2% to 5% of loan amount

No Pre

No pre - closure charges

ROI (Rate of interest)

1.16% Monthly

APR (Annual Percentage Rate)

@16% to 30%

Cheque bounce charges

Rs. 1000 /-
Loan Amount APR Tenure Processing Fees Gst on Processing Fees Amount Disbursed EMI Total Repayment Amount Total Interest
Rs.50000 240% to 365% 1-3 Months Rs.4000-5000 18% Rs. 45000 to 46000 Rs. 20000 Rs.60000 Rs.10000

Why Choose Kredit Bharat?

We offer the best loan solutions tailored to your needs

Quick Approval

Get your loan approved within 24 hours with minimal documentation requirements.

Low Interest Rates

We offer competitive interest rates starting from 10% per annum for eligible applicants.

Flexible Repayment

Choose repayment terms from 3 months to 5 years to suit your budget and financial needs.

Simple Loan Application Process

Get your loan in three easy steps

1

Apply Online

Fill out our simple online application form with your personal and financial details.

2

Upload Documents

Upload the required documents to verify your identity, address, and income source.

3

Get Your Loan

Once approved, the loan amount will be transferred directly to your bank account.

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Loans We Offer

Find the perfect loan solution for your needs

Personal Loan

Get quick cash for any personal expense, from travel to home renovations or unexpected medical bills.

  • Loan up to ₹10 Lakhs
  • Interest rates from 10%
  • Tenure up to 5 years
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Education Loan

Finance your education dreams with our affordable education loans for tuition fees and related expenses.

  • Loan up to ₹5 Lakhs
  • Interest rates from 9%
  • Flexible repayment options
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Business Loan

Expand your business or manage cash flow with our business loans designed for entrepreneurs and SMEs.

  • Loan up to ₹25 Lakhs
  • Interest rates from 12%
  • Minimal documentation
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Frequently Asked Questions

Find answers to common questions about our loan services

To be eligible for a loan, you must be at least 18 years old, have a regular source of income, be a resident of India, and have a valid ID and address proof.

If you are a homeowner, you need to provide:
  • Aadhaar Card
  • PAN Card
  • Address Proof (Electricity bill or Property Tax receipt)
  • Income Proof (Bank Statement)
  • Photographs
If the home is owned by your parents or grandparents, you need to provide:
  • Your Aadhaar Card and PAN Card
  • Income Proof (Bank Statement)
  • Photographs
  • Electricity bill or Property Tax receipt in their name
  • Their Aadhaar Card and PAN Card

Most loans are approved within 24-48 hours after all required documents are submitted and verified.
View All FAQs

What Our Customers Say

Hear from our satisfied customers

Ready to Apply for a Loan?

Get started now and receive your loan approval within 24 hours!

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